Your News Portal
The most visible aspect of a fund is its past returns. That’s also the most dangerous thing to obsess over. (AI image) What really makes a mutual fund ‘Good’? It’s not last year’s return, the TV ad or the number of stars on the brochure.Let me guess what happens when you start looking at mutual…
Every solid portfolio begins with one core equity fund that can quietly do the heavy lifting for years. (AI image) You don’t need 15 funds; 4–6 well-chosen ones are enough for most investors.The most common portfolio problem I see these days is not “too little choice”. It’s a fridge stuffed with leftovers.Open a typical investor’s…
The problem is not which fund to choose. It’s how much they can realistically save. (AI image) “How do I decide how much to save and invest when my income is just about enough?”This is one of those questions that sounds technical, but is actually very emotional.On paper, it’s simple: income comes in, expenses go…
Most investors pick the fund first and worry about risk later. (AI image) Forget star ratings and tips — use a simple checklist to pick funds you can hold for a decade.Whenever someone meets me for the first time and finds out what I do, the question is almost guaranteed: “Ek baat bataiye — abhi…
Credit provided by India’s capital markets could eventually surpass bank lending, Kotak Mahindra AMC managing director and CEO Nilesh Shah said on Tuesday, underscoring a structural shift in how the economy is financed.Speaking at an event in Mumbai, Shah said credit, which was traditionally dominated by banks, is increasingly being provided by capital markets and…
None of this is an argument against equity. It is an argument against do-it-yourself equity picking for most savers. (AI image) S hould you invest in stocks directly at all? For most people, the real question isn’t “which share to buy” but “should I be buying shares at all?” Let’s start with a familiar face.Meet…
Your first SIP is important. Just make sure it doesn’t come before your first four foundations. (AI image) Most investing problems don’t start with the funds you pick; they start with the life problems you ignore.People ask, “Which is the best mutual fund for SIP?” Far fewer ask, “Is my life ready for investing?” As…
